Support for Area Businesses Impacted by COVID-19

COVID-19 Relief Resources 

COVID-19 Outdoor Seating Permit & Live Music Application

---Create a CitizenServe Account and Apply

Important resources for Urbana-Champaign area businesses that have been negatively impacted by COVID-19: 


Phase 3 guidelines span 10 different industry categories. Each set of guidelines includes a  common set of guidelines that are expected and encouraged among all employers and activity types, as  well as workplace and program-specific guidelines. Go here to see those specific guidelines/expectations/toolkits. 




SURVEY: PPE Needs for Essential Businesses Operating in Champaign County



  • Funding to reimburse businesses for expenditures to make business safer for public and employees due to COVID-19 pandemic
  • will reimburse qualifying expenses that were made between March 1, 2020 and Decemer 30, 2020
  • Priority given to businesses in the hospitality sector followed by retail and then office and industrial. Consideration also given to businesses forced to close during the pandemic.
  • Business must be located within the City of Urbana
  • Business must have two or more full-time employees
  • 2019 Net Annual Revenue must not exceed $2,000,000
  • Business cannot have received funding through the State of Illinois' Business Interruption (BIG) Grant
  • Business must currently be open, or plan on reopening by December 31, 2020
  • Grant application deadline is extended to December 30, 2020
  • For questions email or call 217-328-8274 x433
  • Fill out the Urbana Economic Support Grant Application
  • Completed applications and documents can be emailed to or mailed to City of Urbana, Attn: Stepheny McMahon, 400 S. Vine, Urbana, IL 61801


  • Gap funding for businesses impacted by COVID as a result of social distancing
  • eligible businesses may have up to (15) employees at the time of application
  • Grants up to $10,000 per eligible business
  • Priority given to minority and women owned business applicants on a first-come, first-served basis
  • Priority may be prioritized to businesses retaining the greatest number of low-to-moderate income full time equivalent employees
  • Business must be located within the city of Urbana
  • For more information visit: for more info

Civil Unrest Impact Form

CARES Act: Payroll Protection Program

        Check with your local banker to apply.

 SBA Economic Injury Disaster Loan Program (Applications still being accepted as of 6/19!)
        Already submitted applications will be processed on a first come first served basis. 

LISC Small Business Loans-Emergency Financing for Small Businesses (program brought to you by State Farm)
LISC provides loans from $75,000 to $500,000 to small businesses through the LISC Rapid Relief and Resiliency Fund. The program allow LISC to make loans similar to banks, but with more flexible credit standards to reach businesses that might not qulaify for conventional bank financing. To apply, please compete this questionnaire, a critical step in determining eligibility for the program. 

Business Interruption Grants Program (BIG) - ROUND 2
DCEO will launch a second round of Business Interruption Grants (BIG) to businesses experiencing losses of business interruption as a result of COVID-19 related closures. The application will be made available on Thursday, September 17.

Distressed Capital Program
Rebuild Distressed Communities is an economic recovery program to support Illinois businesses that have sustained property damage as a result of civil unrest during protest and demonstrations on or after May 25, 2020. The Distressed Capital Program will reimburse the costs to repair structural damages, including repairs to storefronts and entrances, improving electrical systems, and restoring exterior work. The application will be made available on Monday, June 22 and DCEO will host a webinar and other outreach to make eligible businesses aware of funding available to them.


Main Street Fund for Larger Businesses

-support lending to small and medium-sized businesses that were in sound financial condition before the onset of the COVID-19 pandemic
-Effective July 15, 2020 until September 30, 2020


Express Bridge Loan Pilot Program

Arts for Illinois Relief Fund from 3Arts (State resource)

​Illinois Humanities COVID-19 Emergency Relief Grants 

United States Artists Relief Fund

  • Provides immediate relief to artists who demonstrate the most severe health and/or financial circumstances as defined by four categories: food, housing, medical, and/or dependent care
  • --Cycle IV ends July 22, 2020 

Artist Relief (National resource)

  • Program Overview:
  • Application available here: Apply now, applications accepted until August 26th, 2020
  • Practicing artists living in all fifty states, territories, and Tribal Nations, working in any discipline
  • Applicants must be 21 or older, able to receive taxable income in the United States regardless of their citizenship status, and have generally lived and worked in the United States for the last two years.
  • Grant Amount: $5,000
  • Purpose: Individual Artist Support

Artist Relief Project

Creative Capital COVID-19 Resource Listing for Artists:

IL Small Business Emergency Loan Fund

  • All Champaign County businesses with fewer than 50 workers and less than $3,000,000 in revenue in 2019 are encouraged to apply.
  • Provides low-interest loans up to $50,000 to be used to support working capital.
  • 5-year repayment period with no payments due for the first six months.
  • A form to express interest and more information at:

Accion Expedited Line of Credit

  • Eligibility: IL business owners with credit report showing on time payments for all lines since 1/19
  • Loans up to $25,000 with loan amounts based on 2020 revenues in business bank statements
  • Rate: 9%
  • Term: Interest-only for one year, then shift to 5 year term loan
  • Quick application, minimal documentation, funding in less than 10 days
  • Application: (English/Spanish)

 Downstate Small Business Stabilization Program – for businesses located outside of the cities of Urbana, Champaign and Rantoul

  • Businesses located within the corporate boundaries of Urbana, Champaign and Rantoul are NOT ELIGIBLE for the Downstate Small Business Stabilization program.
  • All other businesses throughout Champaign County with fewer than 50 workers are encouraged to work with their local government to apply for grants of up to $25,000 in working capital.
  • More information at

City of Urbana Grant Recipients

  • Click here to see the latest list of business grant recipients.

Unemployment Insurance

Urbana Free Library eCard

Urbana residents and businesses can sign up for an eCard and get instant access to all of the Urbana Free Library eResources for 90 days:
After 90 days, businesses can convert their eCard to a regular card for free:
Residents may also convert their eCard for a regular card for free:


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- Last Modified -December 21, 2020 - 10:44am
- Author - BridgetB
- Contributors: StephenyMRachelS