Support for Area Businesses Impacted by COVID-19



COVID-19 Outdoor Seating Permit & Live Music Application

---Create a CitizenServe Account and Apply

Important resources for Urbana-Champaign area businesses that have been negatively impacted by COVID-19: 


Phase 3 guidelines span 10 different industry categories. Each set of guidelines includes a  common set of guidelines that are expected and encouraged among all employers and activity types, as  well as workplace and program-specific guidelines. Go here to see those specific guidelines/expectations/toolkits. 



SURVEY: PPE Needs for Essential Businesses Operating in Champaign County


CARES Act: Payroll Protection Program

        Check with your local banker to apply.

  • Eligibility: Small businesses and sole proprietors can apply starting April 3, 2020. Independent contractors and self-employed may apply starting April 10, 2020. Program open until June 30, 2020.
  • Loans up to two months of payroll (based on 2019 records) plus 25%
  • SBA will forgive loans if employees are kept on payroll for eight weeks at current compensation levels. Funds may be spent on payroll, rent, mortgage interest and utilities.
  • Must supply payroll documentation with the application.
  • Payments may be deferred six months
  • Apply at an SBA lender or any participating financial institution
  • More program information and find an SBA lender to apply:

 SBA Economic Injury Disaster Loan Program
        Already submitted applications will be processed on a first come first served basis. 

LISC Small Business Loans-Emergency Financing for Small Businesses (program brought to you by State Farm)
LISC provides loans from $75,000 to $500,000 to small businesses through the LISC Rapid Relief and Resiliency Fund. The program allow LISC to make loans similar to banks, but with more flexible credit standards to reach businesses that might not qulaify for conventional bank financing. To apply, please compete this questionnaire, a critical step in determining eligibility for the program. 

Arts for Illinois Relief Fund from 3Arts (State resource)

​Illinois Humanities COVID-19 Emergency Relief Grants 

Artist Relief (National resource)

  • Program Overview:
  • Application available here: Apply now, applications accepted until April 23rd, 2020
  • Practicing artists living in all fifty states, territories, and Tribal Nations, working in any discipline
  • Applicants must be 21 or older, able to receive taxable income in the United States regardless of their citizenship status, and have generally lived and worked in the United States for the last two years.
  • Grant Amount: $5,000
  • Purpose: Individual Artist Support

Creative Capital COVID-19 Resource Listing for Artists:

IL Small Business Emergency Loan Fund

  • All Champaign County businesses with fewer than 50 workers and less than $3,000,000 in revenue in 2019 are encouraged to apply.
  • Provides low-interest loans up to $50,000 to be used to support working capital.
  • 5-year repayment period with no payments due for the first six months.
  • A form to express interest and more information at:

Accion Expedited Line of Credit

  • Eligibility: IL business owners with credit report showing on time payments for all lines since 1/19
  • Loans up to $25,000 with loan amounts based on 2020 revenues in business bank statements
  • Rate: 9%
  • Term: Interest-only for one year, then shift to 5 year term loan
  • Quick application, minimal documentation, funding in less than 10 days
  • Application: (English/Spanish)

 Downstate Small Business Stabilization Program – for businesses located outside of the cities of Urbana, Champaign and Rantoul

  • Businesses located within the corporate boundaries of Urbana, Champaign and Rantoul are NOT ELIGIBLE for the Downstate Small Business Stabilization program.
  • All other businesses throughout Champaign County with fewer than 50 workers are encouraged to work with their local government to apply for grants of up to $25,000 in working capital.
  • More information at

Urbana Free Library eCard

Urbana residents and businesses can sign up for an eCard and get instant access to all of the Urbana Free Library eResources for 90 days:
After 90 days, businesses can convert their eCard to a regular card for free:
Residents may also convert their eCard for a regular card for free:


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- Last Modified -June 3, 2020 - 11:41am
- Author - BridgetB
- Contributors: StephenyMRachelS