Dental and Vision Coverage
Benefits with an asterisk (*) are voluntary; additional costs apply.
City of Urbana dental enrollees have access to two plans: Delta Dental Network PPO and Delta Dental Premier. Both plans allow you to go to any in- or out-of-network general or specialty dentist at the time of treatment. There are 143,000 Delta Dental PPO and 223,000 Delta Dental Premier dentist locations nationwide.
When you call your dentist’s office to make an appointment, ask if your dentist participates in either Delta Dental PPO or Premier. Your out-of-pocket costs will vary depending on whether he/she participates in Delta Dental PPO, Premier or neither (i.e., “out-of-network”). You will maximize your benefits by receiving care from a Delta Dental PPO network dentist.
Network PPO Plan
This plan option is similar to a medical HMO plan in that it provides deeper discounts that result in savings to enrollees in exchange for a smaller number of covered providers. More details: Delta Dental Network Plan Highlights 2017
Premier PPO Plan
The Premier PPO plan offers a greater range of provider coverage. Employees selecting this plan have access to participating Delta Dental Premier dentists (who are not in the PPO network) while still receiving the benefit of that dentist's contracted fee. More details: Delta Dental Premier Plan Highlights 2017
The City's vision plan is a voluntary PPO offered through MetLife. See the MetLife Vision Coverage Summary.
- Comprehensive annual eye exam covered after a $10 copay for in-network providers.
- Yearly eyewear benefit for either eyeglasses or contact lenses with $20 copay for in-network providers.
- Allowance for frames/contact lenses: up to $130 after copay for in-network providers.
- Laser Vision Correction: Discounts averaging 15% off the regular price or 5% off a promotional offer for laser surgery including PRK, LASIK and Custom LASIK. Discounts only available from MetLife participating facilities.